I’ve been using CalendarBudget since June and I have come to depend on it. A lot. I can accurately estimate how much money I will need to get through the month. The absolute best part is forecasting because I can play around with when to pay bills (either right away or wait until the day they’re due) and see how each decision will impact my overall budget for the month. Once I’m happy about when to pay to what in relation to my income I then I can go to my bank to adjust/set payment dates. Love it! Love it! Love it!