Can you get a car loan during bankruptcy if you live in Canada?

Can you get a car loan during bankruptcy if you live in Canada?

Yes! Yes, you can get a car loan during bankruptcy if you live in Canada and it's actually not as difficult as you might think. You might be thinking that creditors will run from your car loan application, but in fact, there are many lenders and creditors out there that want your business simply because your car loan would be a secured loan

A secured car loan is a safer loan type for lenders when working with people with not so great credit. Going through the bankruptcy process is hard enough as it is for obvious reasons, but please don't feel like this is the end of the world for yourself and for your credit. You can still rebuild your credit after a bankruptcy and one way to do so is with a line of secured credit.

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Budget Friendly Weddings

Budget Friendly Weddings

Marriage, debt and moving your home are ranked among the top most stressful life events. A wedding often combines all three into a well-planned panic attack. Budget trends for weddings have been steadily going up, despite the economic downturn. In fact, the average wedding in the US can cost up to $27,000. There is no short supply of suggestions to make a wedding more budget-friendly, and rightfully so! Imagine what other things can be done with $27,000 to support your new married life. Since disagreements over money is still the number one reason for divorce, a couple approaching matrimony would do well to consider using a lot of that money for their life after the wedding day.

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Calendar Budget’s Habit Installer: the New Way to do Your Financial Budgeting

Calendar Budget’s Habit Installer: the New Way to do Your Financial Budgeting

One of the benefits of signing up with CalendarBudget is that it makes creating a spending plan and sticking to it a part of your daily routine. How does it accomplish this? With the revolutionary Habit Installer system, a series of 21 short videos and tutorials sent to your inbox every day for three weeks.

My wife Debra and I used to blame the economy, our age, or our lack of effort for our failure to create a workable spending plan. None of these factors was the main cause behind our lack of results. Instead, we had to shift how we approached our financial budgeting.

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The Case for Getting Rich Slowly

The Case for Getting Rich Slowly

Years ago, my wife and I came to the conclusion that slow and steady is probably the best bet when it comes to formulating a spending plan that will allow us to build wealth and riches. It takes consistency and learning to have a truly good wealth building system to fund a retirement, especially one that’s going to be as spectacular as ours, and we want to make our funds last (in case we live to be 100)

Below are some of the reasons why getting rich slowly is the better bet:

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How to Fit Rising Gas Prices into Your Financial Budgeting

How to Fit Rising Gas Prices into Your Financial Budgeting

Since February 1, the typical cost of regular gasoline has leapt by 28.5 cents to $3.76 a gallon across the country, and already tops $4 in some markets. Could $5 gas be looming in the future? My wife and I are already using budgeting software programs to trim our spending, and so I thought it would make sense to find ways to cut back on gas consumption, so we can have the best of both worlds.

My research turned up a lot of ways to make the rising cost of gas fit into our spending plan. I’m happy to share some of them with you:

Slow down: How you drive is nearly as significant as what you drive when it comes to putting a cap on gas guzzling. The EPA estimates a 10-15 percent improvement in fuel economy by following this tip. Also, try to get a steady speed: pumping the accelerator sends more fuel into the engine. Use cruise control wherever possible on the highway to maintain speed and save fuel.

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