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How to Pay Down Debt Using a Debt Snowball Method

Do you have debt? If so, you aren’t alone. In fact, the majority of the United States population is in debt, and that debt can be categorized into the following age groups: People under 35 have an average amount of $67,400 in debt, People in the 35 to 44 year age group have $133,100 in debt, People in the 45 to 64 year age group have $108,300 in debt,  People in the 65 to 74 year age group have $66,000 in debt, and  People aged 75 years and above have $34,500 in debt.  While most Americans are in some form [...]

Your Guide to Setting Goals for Early Retirement

Settle All Existing Debt  If one thing is going to force you to hold onto your day job, it is debt. Debt can take many forms and tends to increase faster than one realizes. Before you know it, you owe thousands of dollars to creditors spread far and wide. If this is the case for you, eliminating your debt, and being cautious not to incur any more, should be a top priority going forward. […]

A Common “Cents” Break From The Government

There is a new Children's Fitness Tax Credit from the Canadian government. My wife has been wondering about this new Children's Fittness Tax Credit from the Canadian government. She just didn't understand how it actually applied to me. After some study of a couple pages on the internet she realized it's not as good as she was hoping it to be... but it's still good. Having 5 children and trying to keep them socialized and fit by enrolling them in these different sports activities... well becomes quite expensive. Before we knew about the credit we enrolled our 3 oldest children [...]