Budget Blog

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CalendarBudget is now LOW COST!!… but we need your help

2019-06-11T14:09:31-04:00

CalendarBudget has moved to a monthly cost of $3.99 USD/month. Many of you have asked why so inexpensive? We'd love to share our plans with you! Since the beginning we've wanted CalendarBudget to be available to as many people as possible. We know that people have been spoiled by free tools on the Internet and any fee-based service - as awesome as it may be - will be overlooked by many people. We were free for a long time (2013-2017), but that model did not allow us to provide our best for you. As you know, we are passionate about [...]

CalendarBudget is now LOW COST!!… but we need your help2019-06-11T14:09:31-04:00

Can You Get A Car Loan During Bankruptcy If You Live In Canada?

2019-06-11T14:08:07-04:00

Yes! Yes, you can get a car loan during bankruptcy if you live in Canada and it's actually not as difficult as you might think. You might be thinking that creditors will run from your car loan application, but in fact, there are many lenders and creditors out there that want your business simply because your car loan would be a secured loan A secured car loan is a safer loan type for lenders when working with people with not so great credit. Going through the bankruptcy process is hard enough as it is for obvious reasons, but please don't feel [...]

Can You Get A Car Loan During Bankruptcy If You Live In Canada?2019-06-11T14:08:07-04:00

MS Money Long Dead, But Still Searched For

2019-06-11T14:12:24-04:00

Microsoft Money Discontinued But Still Popular Microsoft discontinued development of MS Money in 2009. Despite the product being discontinued, and the free "Sunset" version being crippled, About.com reports that "MS Money" is still the most searched for term in their Personal Finance forums. Other Better Tools Now Available It's funny how we get used to something and would just rather stick with it rather than change - even if the change is a much better option. Think about how so many people took a long time before even trying a bank ATM and still waited in line for the teller [...]

MS Money Long Dead, But Still Searched For2019-06-11T14:12:24-04:00

Migrating From Adaptu

2019-06-11T14:13:27-04:00

It's always sad to see a company close its doors. We know Adaptu users have put a ton of effort into setting up their budget and money plans and don't want that to go to waste by having to start over again... so, we at CalendarBudget spent the day writing a special import script for Adaptu data export files. See the article here on About.com to learn how to export your Adaptu data. Once you have your export file, go to CalendarBudget, sign up for your free account, then import your file when the Account Setup Wizard opens. It's that easy. Here's a short [...]

Migrating From Adaptu2019-06-11T14:13:27-04:00

Recovering From Holiday Debt

2019-06-11T14:25:41-04:00

If you're like most people, you spent a little more than you had planned over the holidays. After spending your budget, there is always another must-have item demanding to be bought. That leaves you with unplanned debt on top of your already larger-than-should-be debt. What to do? The fastest and easiest thing to do is to take a look at your cash management. Yep, that means revisiting your old pal - the budget :) It's time to hunker down and face your finances. Find out what your current account balances are, how much you owe and an update on how much you are bringing in. Now [...]

Recovering From Holiday Debt2019-06-11T14:25:41-04:00

Secrets To Keeping Your Spending In Check – Secret #3: Use A Budget!

2019-06-11T14:29:15-04:00

One of the reasons we overspend is because we don't set reasonable limits on spending. Most of us just keep spending and find there is more month than money. A budget can save you from this problem. First of all, "budget" is not a swear word, and we should not cower when we hear it. Get comfortable with it and your budget will be one of your greatest friends! Take a look at the spending you've been tracking and start categorizing all your purchases into categories such as phone, auto, home, etc. A good number of categories is around 12 [...]

Secrets To Keeping Your Spending In Check – Secret #3: Use A Budget!2019-06-11T14:29:15-04:00

Secrets To Keeping Your Spending In Check – Secret #2: Don’t Use Cash

2019-06-11T14:27:18-04:00

Remember when you were a kid spending your allowance at the candy store? There's just something about having a pocket full of cash, isn't there? It just wasn't right if you left the store with any money. ALL of it had to be spent - after all, you worked hard for that money, why not treat yourself to the max! However, with cash, there is no automated record of what it was spent on and thus less accountability. That's why I use a debit card whenever I can. Using a debit card allows the following conveniences: No need to carry cash [...]

Secrets To Keeping Your Spending In Check – Secret #2: Don’t Use Cash2019-06-11T14:27:18-04:00

Secrets To Keep Your Spending In Check – Secret #1

2019-06-11T14:31:35-04:00

If you're like most people, when you get to the end of the month, you wonder where all the money went. This feeling comes from not having a record of where your money is going. Several times a day we spend money and assume we'll remember it, but at the end of the month, it's just not possible to remember all the little purchases, and they add up to a lot. That's why tracking your spending is so important. It makes you accountable to yourself. When you know you'll need to record purchases, you think twice about making it. It [...]

Secrets To Keep Your Spending In Check – Secret #12019-06-11T14:31:35-04:00

Budget Friendly Weddings

2019-06-11T18:21:37-04:00

Marriage, debt and moving your home are ranked among the top most stressful life events. A wedding often combines all three into a well-planned panic attack. Budget trends for weddings have been steadily going up, despite the economic downturn. In fact, the average wedding in the US can cost up to $27,000. There is no short supply of suggestions to make a wedding more budget-friendly, and rightfully so! Imagine what other things can be done with $27,000 to support your new married life. Since disagreements over money are still the number one reason for divorce, a couple approaching matrimony would do [...]

Budget Friendly Weddings2019-06-11T18:21:37-04:00