We are excited to announce that W.B. White Insurance and Financial has now made CalendarBudget available as its Money Manager tool of choice for their clients. CalendarBudget is available through the “Budget Manager” link on their toolbar just below their logo.

CalendarBudget provides the hands on tool to aid the clients of W.B.White in implementing the great money management ideas they are learning from W.B. White. CalendarBudget’s easy to use interface was created with simplicity in mind so people, like W.B. White clients, can maintain their budget in a few minutes a day and plan their future with the expected account balance shown next to the date for each day.

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CalendarBudget is an online personal finance management tool that helps you organize your money and plan for your future.

W.B. White is an insurance brokerage firm serving the Durham Region in Ontario, Canada since 1929. They “are not tied to any one insurance company” and they “have access to an extensive range of policies offered by many of the major property and casualty insurance companies.”

Where do you see yourself financially in 2 years or 5 years? Create an account with CalendarBudget now and have a look at your financial future!

We’ve recently updated our home page (http://calendarbudget.com) with Twitter feeds on whats happening with CalendarBudget up to the moment.? Also we added a short “Climbing Out of Deft” video to the home page.? (it starts with audio off so its not annoying to regular users – thanks William for the feedback!).

We’re very excited about things coming over the next few months (busily getting ready for Finovate), busy donig things which have been keeping us so occupied, we haven’t blogged much.

Stay tuned to the Twitter feed for updates, and look for great things rolling out over the next 2 months.

I started reading the book, “Think and Grow Rich”, as recommended by a friend (thanks Shawn!). The book was published in 1937, and contains principles that are timeless. In fact, you fans of the film “The Secret” will find the principles, many using the same words and language, contained in this old book by Napolean Hill.

I read part of the introduction. Then found it interesting enough that I read part of the story aloud to my wife. 3 hours later, we had read the first 2 chapters and begun following the advice in the chapters, making plans for our future.

One of the most interesting points the book makes early on is, if you have in intense desire for something, you make it happen, when you are ready for it. We become ready for our desires when we believe we can acquire it. Until then, its just wishing.

He then explains how we can believe in mediocre things, as most people do, and obtain them. Or we can believe in great things and obtain them. The mental effort is no more difficult and the fulfillment of that belief is no more difficult. But, we tend to limit ourselves by what we believe.

A poet described this in the following lines:

“I bargained with Life for a penny,
And Life would pay no more,
However I begged at evening
When I counted my scanty store.

“For life is a just employer,
He gives you what you ask,
But once you have set the wages,
Why, you must bear the task.

“I worked for a menial’s hire,
Only to learn, dismayed,
That any wage I had asked of Life
Life would have willingly paid.”

by Jessie B. Rittenhouse

Under that poem are the words, “DESIRE OUTWITS MOTHER NATURE”, meaning that what we believe and resolutely desire can overcome what we consider barriers. We can make wealth materialize from nothingness with desire and associated planning and action.

So far I recommend this book to all – its a great read. But don’t just read it. Believe it, follow the advice and reap the rewards. Its only when great risk is taken that great reward is reaped.